The TPA Systems Inc. Advantage
When selecting a partner to provide flexible compensation plans to your clients, who you choose has a direct impact on your reputation and bottom line. We are committed to providing the most accurate, worry-free solutions you can trust and confidently refer to retain and grow your business.
Here is what you can expect from us:
Expertise and flexibility to smoothly handle many different setups across a wide scope of complexity.
Cutting edge technology and solution partners that enhance operations and keep us ahead of the curve.
Expertise and flexibility to smoothly handle many different setups across a wide scope of complexity.
Cutting edge technology and solution partners that enhance operations and keep us ahead of the curve.
Easy setup, implementation, and responsive ongoing service and maintenance.
Treat you and your clients with a high degree of professionalism and urgency with all matters.
Easy setup, implementation, and responsive ongoing service and maintenance.
Treat you and your clients with a high degree of professionalism and urgency with all matters.
FLEXIBLE BENEFIT PLANS
Our CDHP Solutions
As employers and employees alike feel the financial strain of recent high inflation plus out-of-control healthcare costs, experts predict consumer driven healthcare plans will be in demand more than ever before. These plans are our specialty. Acting as an extension of your team, we make it easy for you to offer your client the best flex benefit solution(s) that will help them save the most money while making healthcare more accessible and affordable for their employees.
Lowers your clients premiums and increases cash flow.
Health Reimbursement Arrangements (HRAs) help employers save big on healthcare cost by reimbursing an employee’s healthcare expenses with generally tax-free money.
- Flexibility. Can be customized to fit your clients' unique needs
- Control. Frees up cash until funds are needed for reimbursements.
- Boosts Financial Wellness. Employees can better manage today's skyrocketing healthcare costs.
The staple benefit that practically pays for itself.
The Health Flexible Spending Arrangement (FSA) allows your clients’ employees to use pre-tax dollars to pay for out-of-pocket
medical, dental, daycare and other allowable expenses.
- Self-Sustaining. The payroll tax savings alone almost always pays the total cost of administration.
- Increases Financial Wellness. Increases employees take home pay and gives them access to the entire annual contribution on day one.
- Boosts Employee Satisfaction. It's a fact, FSAs are a highly desired benefit that attracts and retains top employees.
Triple tax advantage vehicle for saving when employer sponsored.
When used in combination with a High Deductible Health Plan (HDHP), contributions to an employer sponsored HSA are not subject to payroll taxes, Medicare or FICA.
- Lower Premiums. High deductible health plans typically cost a lot less than traditional non-HDHP plans.
- Boosts Health and Financial Wellness Short Term. Withdrawals are tax free as long as they are qualified medical expenses.
- Boosts Health and Financial Wellness Long Term. Helps employees save for healthcare costs now and into retirement, as funds rollover year-to-year and earn interest.
TESTIMONIALS
What Our Clients Say
Exceeds Expectations
Exceptional service! We have used TPA Systems for years and they continue exceeding our expectations for customer service, timeliness, and creative solutions for our employee benefits. Our law firm wanted to cut costs and Stacey showed us HRA, HSA and LFSA solutions which reduce benefits costs for the law firm and maximize tax savings for the firm and our employees.
Makes Life Easier
The way an employer knows whether its HRA/FSA administrator is doing its job is that you never hear any complaints from your employees. TPA Systems shines in this regard. TPA Systems, you have been a pleasure to work with over the past few years. You make my life easier!
Works Flawlessly
For the better part of 15 years, Third Party Administrators Systems (TPA Systems) has provided Bay City Gas with professional services related to administering both our group health insurance plan and our Health Reimbursement Account (HRA). The HRA plan has worked flawlessly, both on the users’ side and on the administrative side. We highly recommend TPA Systems for any entity in need of these services.
Knows What They Are Doing
Stacey Merritt and his staff are the best to work with. Very efficient! The reimbursements are always within 7 days of receiving the request. Stacey is very quick to respond to any questions I might have. They always give you the option to do your own reports or they will do them. I personally let them do my state reports. Stacey and his team know what they are doing!!!! I will continue to use this company for as long as our city offers this program to its employees.
Stood the Test of Time
Our law firm has had many carriers and vendors providing and administering employee benefits over the years, but the one company we do business with that has stood the test of time is TPA Systems Inc. Since we first installed our cafeteria plan many years ago, TPAS has provided excellent, prompt service to both our staff at the administration level and our employees at the consumer level. We highly recommend TPAS.
Prefers Us To Other TPAs
Our firm has used TPA Systems, Inc. for our H.R.A./H.S.A. benefit administration for fifteen years and has yet to receive a negative comment from any of our clients. When preparing a presentation, TPA Systems’ attention to detail is impeccable and professionalism is unquestioned. The latter is displayed during employee enrollment meetings which involve audience participation. For these reasons I do not entertain solicitations from other third-party administrators.
Highly Recommends Us
I have been working with Stacey Merritt and TPA Systems, Inc. over the past 9 years offering HRA, HSA, POP Plan, and Flexible Spending Accounts to my employee benefit customers in Houston, Texas. My customers and I have been extremely pleased with their highly professional and prompt service and would highly recommend Stacey and TPA Systems, Inc. to both benefits professionals and employers.
We Are A Beacon of Light
As an insurance broker, I am constantly tasked with finding a solution to the ever-increasing cost of health insurance and higher deductibles for employees. Stacey Merritt of TPA Systems has been a beacon of light for me, and his service, knowledge and expertise has helped my employer groups keep a consistent plan while containing cost. TPA Systems delivers HRA, HSA, FSA, and COBRA administration with ease, affordability, and excellent turnaround time. Of all the arrows in my quiver, TPA Systems may be one of the sharpest.
A Great Experience
I have known Stacey Merritt for over 35 years and have been doing business with his firm for 14+. His knowledge of the third party administration business is top-notch. My experience with TPA Systems Inc. has been nothing short of great! I would highly urge you to consider TPA Systems for any and all things pertaining to HRA, HSA, FSA, and plan documents!
Appreciates Accuracy, Quick Response and Help Getting Business
Again, this renewal season it was consistent customer feedback on the service from and ease of doing business with TPA Systems. As the broker I appreciate the accuracy and quick response to questions. Thank you for helping us get new sales and keep business.
Excels in Designing and Implementing Cost Saving Plans
I have worked with Stacey Merritt at TPA Systems for many years. Stacey has always offered the highest level of customer care, but where he truly excels is in designing and implementing plans that stretch my clients’ benefit budget while keeping employees satisfied. Many of my clients have utilized TPA Systems plans for years. I’ve simply never had a client ask for another administrator.
A True Asset
Stacey has built a very successful TPA because of his passion to help brokers, advisors, and employer groups. I haven’t met a more knowledgeable person regarding HSA, HRA, and FSA compliance and execution. Stacey is a true asset to my clients, and I’m always looking for more opportunities to work with him.
